Being injured in car accidents automatically brings forth several questions. You might end up worrying about paying for the medical care you need and it is always possible you have no idea how to start a claims process.
What is important is that claiming injury compensation can quickly become really complicated. It is important to seriously consider hiring car accident lawyers since they know exactly what has to be done. You most likely do not know the law and your rights. Regardless of the final choice, there are a few things everyone should know about accident injury claims.
You Need To Prove What Happened
If you want to receive compensation because you suffered injuries, you are the one that needs to prove someone else caused the harm. Fault might be obvious in some situations, but this is not always the case. You can be sure that insurance firms will argue fault, even when it is quite obvious. When you have evidence, it is impossible for anyone to take advantage of your situation.
You practically need really strong evidence about the circumstances in which the accident happened. Proving negligence is particularly important.
When you want to prove negligence for a personal injury claim, you need to hit some very important elements. They are:
- The fact that the defendant owed you some sort of duty so they would act in a specific way or not act in a specific way.
- The fact that the defendant ended up breaching the duty.
- The fact that it was the breach of duty that led to the appearance of the injury.
- You suffered actual losses (like hospital bills or lost wages) and/or actual harm (like injuries).
If any part of this sounds confusing, it is important to contact an experienced car accident attorney to help you gather the evidence you require to prove negligence. Also, this is even more important in the contributory negligence states, which use contributory negligence.
Insurance Companies Work Against You
Insurance firms are very good at finding new ways to reduce payouts. This often works since people believe that these companies do not really care about the parties involved. In reality, insurance company representatives might try to trick you by doing some things like:
- Arguing that you have part of the blame.
- Asking leading questions to use answers against you at a later point in time.
- Offering fast payouts that are much lower than what you will actually need.
- Delaying claims for a very long time so that you would settle for something smaller.
- Convincing you it is a bad idea to hire attorneys.
- Making “final offers”.
- Being stubborn or threatening.
The list is definitely not complete and insurance companies always find brand new ways in which to take advantage of clients or simply bully them into some bad decisions. It is very important that you protect yourself and the best way to do this is to hire experienced car attorneys that fully understand the situation you are in. With a specialist in your corner, nobody can actually take advantage of you.